by Cala » Wed Mar 31, 2010 5:00 pm
The debt will not be erased unless you contact them and ask for it to be erased. The 6 year time limit only applies if you still live at the same address as when you took out the debt, or have advised them of any change of address. If you have moved or changed your name then they may have been trying to contact you, in which case the 6 year rule is not applicable.